One thing I think wealthy people have figured out is that there is a lot of money to be made off of poor people. The sad thing is a lot of the funds they make off the poor is based on the inescapable fact that the poor are poor to begin with.
We are fast approaching the season where the people stimulate the economy like a fat cat. The time of the year when a whole lot of spending gets done to make the rich richer and the poor poorer. I often why they never have a kickoff or celebration. This lengthwise is probably one of the biggest spending and paying bill seasons of all times. A whole lot of people are waiting for income tax check refunds. Once those refunds are received it is spend, spend, spend season. Maybe that would be a good phrase to coin to the time from the first week in January until the end of the month of February when the poor spend, spend, spend, and then afterwards on credit spend some more.
The rich should throw a feast. Anxiously awaiting to see what their sales figures are going to be while the poor and disenfranchised are trying to decide what are they going to spend all this new found money on.
Some even give away a whole lot of cash before they even ever see it. They go to the tax preparation places, get a loan with an interest rate they don't even pay any attention to so they can start the shopping or pay off bills even earlier.
I would imagine the lowest these gotta have it now folks pay would be at minimum $85 and more likely around $135 just for signing their name. By the time the loan fees are withdrawn before they receive the balance of what would have been a full check had they waited a little while longer they are easily out of hundreds in a lot of cases.
Why do the poor and disenfranchised keep giving away their money like this year after year. The "I need" season in full swing. I need a new car, I need new furniture, I need new clothes, I need everything that is going to depreciate in value at least 50% off the money I have already depleted by around 35% by having to have it so soon.
Then here comes buyers remorse. Remorseful that I spent so much with so little left. Heck I might even have to call and borrow money for gas to get to work in the car purchased if it is still running. Where is some real financial advice when you need it. That car doesn't seem so new no more, those clothes don't seem so new no more, that furniture is not as comfortable as it seemed at first. Now here comes the inevitable, call that supervisor from that minimum wage job I quit because the money from the tax return check was a clear indication of how much that job sucked now it is time to go back and suck up to get it back. The supervisor is mad because they did not have enough employees to cover this high demand season. The lines are super long everywhere when it is income tax refund time. The employees who were there for the long haul are gone because they couldn't deal with the folks who have money who used to works jobs that sucked. They are on the consumer side acting worse than the customers who came in to the job they had that sucked.
The cycle is vicious but the thirst and greed is real.
Who is really reaping the benefits of everyone else's dilemmas and struggles? Who work hard and really don't have the money to play harder unless they are fronting during income tax season? Why is our America like this. Is this really representative of for the people by the people type culture?
The poor work all year long barely making ends meet. Then when income tax time payout times come around it seems to me they rip the shreds off the ends that do not already meet themselves.
I could say it is the rich people fault. However, when it comes to leading by example, they don't do this. They have tax advisers, they have attorneys, they have colleagues, they have sorority sisters and fraternity brothers, they have resources. They don't do this. They make sure they have enough secured financially prior to them spending haphazardly.
When are we as a society going to make mainstream ways in educating and showing the poor and disenfranchised a better way. I know from personal experience finances are not taught in every home. During my years in school as a student finances were not even taught in most schools or colleges. Just think of the logic in working hard to get a quality education and then not living a quality lifestyle because you never learned at home or anywhere else.
Imagine all those people who learned to sacrifice so life could be nice. Sacrifice and save when you can so you will have something when you can't.
Just wait and see even though gas prices have gone down considerably in recent weeks the price of everything else will definitely not see a decline until after the first week or so of March 2015 based on my prediction. I don't really predict things I just reminisce over how things have transpired in the past and associate that to what the likelihood of future performance will be.
The powers that be and money is definitely power know that once the income tax checks roll in the less fortunate are going to be so elated they have money they are going on a shopping spree. I see things on the horizon, all logic is out the window.
All those account receivables with late fees on all types of accounts are about to be brought current. The late fees which are fees added on because you're too poor to pay the bill will be paid. Late fees are not for services rendered they are normally for services that cannot be rendered any longer until you pay the bill. The disconnect charges, the reconnect charges, and other miscellaneous I am going to stick it to those poor souls any way I can fees are totally legal. I think they are highway robbery.
With technology as advanced as it is now it cannot possibly cost businesses as much to disconnect and reconnect a person's account. I am sure it is automated to the point where it happens automatically. The more you owe the more you pay in penalty, late charges, and interest. The problem I have with this is because basic utilities people do not have out of convenience they should be considered items of necessity. People need to stay warm, they need to have electricity, people need to be able to cook, wash, bathe, eat, they need to be able to live like human beings. It is so ironic the cost and rates on utilities goes up and those services have much higher balances just in time for the tax season rescue. Yes those refund checks are for spending when the stuff that has to be rescued have been paid.
I wish someone would go on a campaign and encourage the poor to use their buying power to increase their power. If the poor and disenfranchised had a leader they would have power to lead. A lot of people feel the biggest spenders are the ones who have the least. We need a leader who will say you need to step back, look at your whole situation. Look at the consequences of doing over doing that. Don't spend up your money during this time of the year. Wait until the mad rush is over if you really have to have certain items like a new television, new pocket, the latest wardrobe, new video games, etc. The prices will be higher as the W-2's from 2014 start rolling out.
Just one year could the poor people irregardless of everything culturally, socially, or economically band together and maybe even start a slush fund or some type of consolidated fund and vow no more, no way, no how. We are going to use this money to build us back up. We want our children to have schools they can be proud to attend once again. We want our streets to be safe. We want our children to have a future. We want the thugs and drugs replaced with hugs. We want to be able to hug our children versus looking at them from behind a glass wall with a speaker. We want to see our kin folk clean and sober. Laugh, talk, and play games, have cook-outs, and outings, be able sit around and enjoy the fruits of their labor with family and friends and not have to worry about any criminal elements.
The poor and disenfranchised are throwing away their power. We need strong leadership to lead and guide the masses on taking a chance on us. We need to lead people to the 1% population that will pay it forward. We don't need to keep relying on hand outs and focus our agenda on a hand up.
I wish I could get a figure and I know it would staggering. What is the dollar amount of all tax refunds to the poor and disenfranchised and what the economic impact would be if it could be used to benefit us instead of enslave us to the same guiding principles and ideologies which has always enslaved us.
We are fast approaching the season where the people stimulate the economy like a fat cat. The time of the year when a whole lot of spending gets done to make the rich richer and the poor poorer. I often why they never have a kickoff or celebration. This lengthwise is probably one of the biggest spending and paying bill seasons of all times. A whole lot of people are waiting for income tax check refunds. Once those refunds are received it is spend, spend, spend season. Maybe that would be a good phrase to coin to the time from the first week in January until the end of the month of February when the poor spend, spend, spend, and then afterwards on credit spend some more.
The rich should throw a feast. Anxiously awaiting to see what their sales figures are going to be while the poor and disenfranchised are trying to decide what are they going to spend all this new found money on.
Some even give away a whole lot of cash before they even ever see it. They go to the tax preparation places, get a loan with an interest rate they don't even pay any attention to so they can start the shopping or pay off bills even earlier.
I would imagine the lowest these gotta have it now folks pay would be at minimum $85 and more likely around $135 just for signing their name. By the time the loan fees are withdrawn before they receive the balance of what would have been a full check had they waited a little while longer they are easily out of hundreds in a lot of cases.
Why do the poor and disenfranchised keep giving away their money like this year after year. The "I need" season in full swing. I need a new car, I need new furniture, I need new clothes, I need everything that is going to depreciate in value at least 50% off the money I have already depleted by around 35% by having to have it so soon.
Then here comes buyers remorse. Remorseful that I spent so much with so little left. Heck I might even have to call and borrow money for gas to get to work in the car purchased if it is still running. Where is some real financial advice when you need it. That car doesn't seem so new no more, those clothes don't seem so new no more, that furniture is not as comfortable as it seemed at first. Now here comes the inevitable, call that supervisor from that minimum wage job I quit because the money from the tax return check was a clear indication of how much that job sucked now it is time to go back and suck up to get it back. The supervisor is mad because they did not have enough employees to cover this high demand season. The lines are super long everywhere when it is income tax refund time. The employees who were there for the long haul are gone because they couldn't deal with the folks who have money who used to works jobs that sucked. They are on the consumer side acting worse than the customers who came in to the job they had that sucked.
The cycle is vicious but the thirst and greed is real.
Who is really reaping the benefits of everyone else's dilemmas and struggles? Who work hard and really don't have the money to play harder unless they are fronting during income tax season? Why is our America like this. Is this really representative of for the people by the people type culture?
The poor work all year long barely making ends meet. Then when income tax time payout times come around it seems to me they rip the shreds off the ends that do not already meet themselves.
I could say it is the rich people fault. However, when it comes to leading by example, they don't do this. They have tax advisers, they have attorneys, they have colleagues, they have sorority sisters and fraternity brothers, they have resources. They don't do this. They make sure they have enough secured financially prior to them spending haphazardly.
When are we as a society going to make mainstream ways in educating and showing the poor and disenfranchised a better way. I know from personal experience finances are not taught in every home. During my years in school as a student finances were not even taught in most schools or colleges. Just think of the logic in working hard to get a quality education and then not living a quality lifestyle because you never learned at home or anywhere else.
Imagine all those people who learned to sacrifice so life could be nice. Sacrifice and save when you can so you will have something when you can't.
Just wait and see even though gas prices have gone down considerably in recent weeks the price of everything else will definitely not see a decline until after the first week or so of March 2015 based on my prediction. I don't really predict things I just reminisce over how things have transpired in the past and associate that to what the likelihood of future performance will be.
The powers that be and money is definitely power know that once the income tax checks roll in the less fortunate are going to be so elated they have money they are going on a shopping spree. I see things on the horizon, all logic is out the window.
All those account receivables with late fees on all types of accounts are about to be brought current. The late fees which are fees added on because you're too poor to pay the bill will be paid. Late fees are not for services rendered they are normally for services that cannot be rendered any longer until you pay the bill. The disconnect charges, the reconnect charges, and other miscellaneous I am going to stick it to those poor souls any way I can fees are totally legal. I think they are highway robbery.
With technology as advanced as it is now it cannot possibly cost businesses as much to disconnect and reconnect a person's account. I am sure it is automated to the point where it happens automatically. The more you owe the more you pay in penalty, late charges, and interest. The problem I have with this is because basic utilities people do not have out of convenience they should be considered items of necessity. People need to stay warm, they need to have electricity, people need to be able to cook, wash, bathe, eat, they need to be able to live like human beings. It is so ironic the cost and rates on utilities goes up and those services have much higher balances just in time for the tax season rescue. Yes those refund checks are for spending when the stuff that has to be rescued have been paid.
I wish someone would go on a campaign and encourage the poor to use their buying power to increase their power. If the poor and disenfranchised had a leader they would have power to lead. A lot of people feel the biggest spenders are the ones who have the least. We need a leader who will say you need to step back, look at your whole situation. Look at the consequences of doing over doing that. Don't spend up your money during this time of the year. Wait until the mad rush is over if you really have to have certain items like a new television, new pocket, the latest wardrobe, new video games, etc. The prices will be higher as the W-2's from 2014 start rolling out.
Just one year could the poor people irregardless of everything culturally, socially, or economically band together and maybe even start a slush fund or some type of consolidated fund and vow no more, no way, no how. We are going to use this money to build us back up. We want our children to have schools they can be proud to attend once again. We want our streets to be safe. We want our children to have a future. We want the thugs and drugs replaced with hugs. We want to be able to hug our children versus looking at them from behind a glass wall with a speaker. We want to see our kin folk clean and sober. Laugh, talk, and play games, have cook-outs, and outings, be able sit around and enjoy the fruits of their labor with family and friends and not have to worry about any criminal elements.
The poor and disenfranchised are throwing away their power. We need strong leadership to lead and guide the masses on taking a chance on us. We need to lead people to the 1% population that will pay it forward. We don't need to keep relying on hand outs and focus our agenda on a hand up.
I wish I could get a figure and I know it would staggering. What is the dollar amount of all tax refunds to the poor and disenfranchised and what the economic impact would be if it could be used to benefit us instead of enslave us to the same guiding principles and ideologies which has always enslaved us.
